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The BHIM app (Bharat Interface for Money) is a digital payment application launched by the National Payments Corporation of India in 2016.
BHIM is a simple, fast, and secure way to make cashless payments directly from your bank account using your smartphone.
In simple terms, BHIM lets you send and receive money instantly using the Unified Payments Interface (UPI). You don’t need bank details every time—just a mobile number or UPI ID is enough.
Key features:
Instant bank-to-bank money transfer
Works 24/7
Scan & pay using QR codes
Check account balance
Supports multiple Indian banks
How it works:
You link your bank account to the app, create a UPI ID, and then you can transfer money securely in seconds